July 5, 2008

Open Question: HELP I need to clean up a very bad credit report.?

Open Question: HELP I need to clean up a very bad credit report.?
My credit is a disaster. I had a mulitude of things that have caused it. My problems started with severe medical problems and a business failure then foreclosures on several homes (18) I had to go through Bankrupty in 2004. My credit is so bad I tried to rent an apartment and my report did not even show any score. I also have IRS leins both state and federal. My medical problems are behind me but how can I regain my credit. What is the process in disputing information that is not accurate. Everyone says you can clean up credit but no one explains how unless you pay them. I would be more than willing to pay if I thought I trust them but I don't. Most of the credit repair places are just scams. I have a small business and would like to expand but it is impossible with my credit. Everything is cash only. My health is good and my business is doing fine. How can I get my score back into the high 700"s like it was before. Where do I start? How many years will it take?
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Open Question: How many people here are in risk of foreclosure?

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Open Question: Is anybody familiar with loan modifications?
We were contacted by a company that said that they could help us to keep our home instead of letting it go to foreclosure. We have to pay them after they've helped us $1400. What do you think about this? Is this a scam or legit?
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Heading For Foreclosure? Talk To Your Lender - Hartford Courant

Heading For Foreclosure? Talk To Your Lender
Hartford Courant, United States - 10 hours ago
Most lenders want to avoid foreclosure. Besides the legal costs, foreclosure means being stuck with an empty home they will end up owning for months at the …

Source: news.google.com

Michigan Homeowners in Foreclosure are using a Unique Program … - Emailwire